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  • The maximum tax deduction is €3,200 per taxpayer
  • The minimum term of the contract is 10 years;
  • The minimum subscription period is 10 years 
  • The maturity date is no earlier than a beneficiary’s 60th birthday and no later than their 75th birthday
  • At maturity, the principal can either be redeemed in full at the time of retirement, or converted into a life annuity payable monthly, or a combination of both. For the R-Vie Pension product, annual withdrawals are possible in addition to redemptions.
  • Premiums paid over a year may exceed the deductible limit
  • Life annuity payments are 50% tax free