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With a state-guaranteed student loan, you have the power to decide your future. Enjoy a flexible loan repayable up to 2 years after the end of your studies and over a period of up to 10 years. What's more, the loan application is entirely digital and can be requested using your smartphone, from the R-Net application. Super convenient. 

To give you the flexibility you need and let you fully focus on your student life, Raiffeisen offers two options*:

  • A zero-interest advance of up to €3,000 on the state-guaranteed student loan.
  • The complementary Study PLUS loan up to €15,000 (annual pay-outs of €2,500 per year for 6 years) at a very attractive rate.

Whether you opt for a state-guaranteed student loan alone or combine it with a Study PLUS loan, you don’t need to worry about repaying your loan until after the end of your course.

*subject to acceptance of your application