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You can benefit from some attractive tax incentives if you save via a life assurance policy, a pension plan or a housing savings account.
Our lawmakers want to encourage people to put money aside to protect their nearest and dearest, boost their pension or prepare for a property investment.
Whatever your personal situation, Raiffeisen has a solution to help you make the most of all these opportunities.
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Put money aside so you can buy a house later on and deduct €672 or €1,344 per person from your tax bill, depending on the age of the youngest saver.
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Save for your pension and deduct €3,200 from your taxes per year and regardless of the taxpayer's age (following the amendments to article 111bis L.I.R. on pension savings).
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Put money aside for your children and deduct €672 per person in your household.
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Use our R-Vie Protect life insurance product to save, plan and reduce your tax burden depending on your situation.
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Product | Deductible amount |
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Home savings account* |
≤ 40 years of age: €1,344 per person in the household > 40 years of age: €672 per person in the household |
R-Pension/R-Vie Pension insurance plans |
€3,200 per year and regardless of the taxpayer's age |
R-Junior or R-Vie Protect insurance | €672 per person in the household |
* N.B.: The age is the age of the youngest adult saver on 1st January of the year in question
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Plusieurs options s’offrent à vous pour utiliser la totalité ou une partie seulement de vos points.
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Raiffeisen has branches all over Luxembourg so you will be able to find a branch or ATM wherever you are.
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We are here to answer your questions and can put you in contact with the right people depending on your requirements.
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