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Terms of the savings plan

R-Junior covers the key aspects of security and savings. The capital is paid out to the beneficiary on the agreed date, regardless of whether the insured party is still alive or not.

R-Junior is also the right choice if you want to insure your children’s future. 
In the event of death of the insured party, Raiffeisen-Life:

  • Pays out the insured capital to the beneficiary
  • Pays the remaining premiums until the contract expires

Note: if the insured party dies, the capital is therefore paid out twice: once on the death of the insured party and again at the term of the policy.