Become a member: Use your OPERA points

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Learn more about how to use your OPERA points

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You have several options to use all or only part of your OPERA points.

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Pay for your monthly OPERA PLUS subscription

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Make the most of credit and debit cards, reduced processing fees for your mortgage or personal loan, a reduction on placement fees and a whole host of other advantages and rebates included in a pack, the monthly subscription for which can be paid for in part or in full using your OPERA points.

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Pay the fee for your payment cards

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V PAY debit card
Visa Classic credit card
Visa Gold credit card
Visa Platinum credit card

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Your free payment card

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With only 1,700 OPERA points you can already pay the annual fee for your V PAY debit card.

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Give to a good cause!

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You can contribute to the donation that Raiffeisen makes to a charity every year.

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Build up your savings even faster

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A payment into a R-PlanInvest contract, a transparent, flexible formula that combines protection and savings.
Into a Green Code Kids 0-12 savings account
Into a Green Code 12-18 savings account

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Enjoy some leisure time

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As a Green Code client, you can swap your OPERA points for cinema tickets.

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Plant trees with your points

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Redeem your OPERA points for the planting of a tree in Luxembourg or Bangladesh, in collaboration with the foundation Hëllef fir d’Natur from natur&ëmwelt and Friendship Luxembourg.