State-guaranteed student loan ¦ Banque Raiffeisen

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Submitted by Lisa on Mon, 05/29/2017 - 08:03

State-guaranteed student loan

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Up to ten years to repay An interest-free advance available Digitalised loan application €150 offered for all first subscriptions The state-guaranteed student loan is a form of State aid for students, who must start repayments no more than two years after the end of their studies.

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To remain fully focused on your studies

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Submitted by usr01762 on Mon, 10/30/2023 - 13:40

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With a state-guaranteed student loan, you have the power to decide your future. Enjoy a flexible loan repayable up to 2 years after the end of your studies and over a period of up to 10 years. What's more, the loan application is entirely digital and can be requested using your smartphone, from the R-Net application. Super convenient.

To give you the flexibility you need and let you fully focus on your student life, Raiffeisen offers two options*:

A zero-interest advance of up to €3,000 on the state-guaranteed student loan.
The complementary Study PLUS loan up to €15,000 (annual pay-outs of €2,500 per year for 6 years) at a very attractive rate.

Whether you opt for a state-guaranteed student loan alone or combine it with a Study PLUS loan, you don’t need to worry about repaying your loan until after the end of your course.

*subject to acceptance of your application

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Submitted by usr01762 on Mon, 10/30/2023 - 13:41

Applying for a loan online, how does it work?

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Submitted by usr01762 on Mon, 10/30/2023 - 13:44

Step 1.

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Submit your application on Myguichet.lu. Once examined and validated by the Ministry, you receive an official agreement with a QR-code.

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Submitted by usr01762 on Mon, 10/30/2023 - 13:45

Step 2.

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Once you have received the agreement, simply scan the QR code on the letter of agreement from your R-Net app and follow the steps.

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Submitted by usr01762 on Mon, 10/30/2023 - 13:48

Step 3.

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Receive the funds on the bank account you've selected during the loan application process. It's that simple.

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Submitted by usr01762 on Tue, 08/01/2023 - 14:37

Your online student loan application, step by step.

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Scan the QR code on the MESR acceptance certificate with your R-Net app and get your student loan immediately.

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A little help to make the most of student life.

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When you sign for a student loan, Raiffeisen offers your 1,000 OPERA points, which you can swap for cinema tickets or other benefits.

Have you just received your high-school diploma and are now thinking of taking out your first student loan? For every student loan or advance on a student loan taken out with us, Raiffeisen offers a €150 voucher.